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Coverage for one of your most valuable assets

Universal 1st Automobile



utomobile insurance helps pay for certain types of losses resulting resulting from use of automobile. Almost every state requires that all drivers be covered under liability insurance.

  • The liability coverage gives insured driver protection for bodily injury and property damage for which they are considered responsible.
  • Uninsured Motorist provides the insured driver protection in case they get in an accident where the other driver does not have liability coverage.
  • ┬áMedical Payments provides coverage for medical expenses arising from auto related accidents.
  • ┬áCollision coverage covers a loss that occurs when the insured auto strikes another object or vehicle in the event of an accident.
  • Comprehensive coverage includes losses in the case of theft, natural disaster or any other damage to your vehicle not caused by collision, such as fire, theft, windstorm, flood, vandalism, etc.