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Automobile

Coverage for one of your most valuable assets

Universal 1st Automobile

 

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utomobile insurance helps pay for certain types of losses resulting resulting from use of automobile. Almost every state requires that all drivers be covered under liability insurance.

  • The liability coverage gives insured driver protection for bodily injury and property damage for which they are considered responsible.
  • Uninsured Motorist provides the insured driver protection in case they get in an accident where the other driver does not have liability coverage.
  • ┬áMedical Payments provides coverage for medical expenses arising from auto related accidents.
  • ┬áCollision coverage covers a loss that occurs when the insured auto strikes another object or vehicle in the event of an accident.
  • Comprehensive coverage includes losses in the case of theft, natural disaster or any other damage to your vehicle not caused by collision, such as fire, theft, windstorm, flood, vandalism, etc.