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General Liability

Universal 1st


rotect your business from liability claims. When you or your employees work at a client’s location, or if you use third-party locations for any business related activity, your business is exposed to claims resulting from an injury.

Your business needs General Liability Insurance in the following circumstances:

  •  You or your employee work or visit a client’s workplace
  •  Client visits your workplace
  •  You write or speak about a client’s business
  •  A business, where calls are made out to customers.

GL Insurance protects against injuries suffered by your customers or others, which has been encountered during
the course of your business. For example, suppose you are carrying your laptop, and while you make a quick turn,
the interior corner of your laptop case swings and injures the other person. That individual has a possible claim
against your company for his injuries. Another common example would be, your employee’s work involves using
your client’s computer. Any damages to the computers resulting your employee’s work would be a liability facing
you. However, the good new is, obtaining a General Liability Insurance can be very inexpensive.

After a brief consultation with one of Universal 1st experts, we will find the best coverage that will protect your business.  Moreover, General Liability Insurance also protects businesses from claims concerning misrepresentations.